Low Rates.
No Hassle.
Find out how Elva can help make
qualifying for a low rate mortgage easy
About Me
I'm Elva Wormley and I'm Here to Help
You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news... I'm here to solve that all for you. Check out the reviews from other folks just like you that I've worked with and see how I can make the process easier.
Whether you need a mortgage to buy a home, or are looking to refinance for a better rate or some cash out of your property, I can help.
I look forward to hearing from you.
Have questions about the mortgage process?
Let's have a conversation
All consultations are NO CHARGE and NO OBLIGATION.
What I do
Outstanding Communication and Follow-up
We keep you informed and return all emails and calls promptly so that you never have to wonder what is going on with your loan.
Professional Support
Count on us to be there with you and to help you navigate the entire mortgage process. We'll help you cut through the red tape and avoid the common mistakes people make.
Competitive Low Rates
We work with you to find the right program with a great rate with a transparent process so you can rest easy.
Close Your Loan On Time
Not all lenders can close quickly or on time. We work closely with you through the process to meet all deadlines and make sure that your loan closes on time.
Ready to complete your application online?
No Problem!
Who We Help
Veterans and Active Military
You've served our country, now let us serve you! Our experience helping our local veterans to navigate the hassle and paperwork of getting a mortgage is second to none. We can help you to use your VA benefits to buy a home or refinance with a great rate and little or no money down!
First Time Home Buyers
We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you are so excited to be buying!
Move Up and Second Home Buyers
Buying a new home when you currently own one has it's own unique set of concerns. We can answer all of your questions about how to qualify and purchase a home when you already own one whether you're buying a new primary residence or a second vacation home.
Refinancing Home Owners
If you already own your home but you are looking to refinance to either save money with a lower interest rate or possibly take some cash out for any reason, we can help you with that. We also can show you how to make sure you are structuring your new financing to get the best deal possible.
Investment Buyers
If you are 62 years or older and are exploring ways to remain in your home without a monthly mortgage payment or wish to tap into your home's equity while continuing to reside there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
Seniors Seeking Reverse Mortgages
If you are 62 years or older and are looking for options to stay in your home without a mortgage payment (borrower still responsible for taxes and insurance) or to access your home's equity while still living there, I can answer your questions about reverse mortgages so you can decide if they are right for you.
Getting a Mortgage Can Be Easy
HERE'S WHAT OTHER PEOPLE SAY ABOUT WORKING WITH ME
We recognize that your needs are unique, and we would love to find out
exactly how we can be of service to you.
Contact us by email or give me a call.
CALL US
Call me today with any questions you have about the process - I'm happy to help.
CONNECT WITH US
EMAIL US
If email is your preferred method of contact, go ahead and email me.
Elva Wormley , NMLS NMLS# 331981
Mortgage Broker
1930 Camden Avenue, Suite 1B, San Jose, CA 95124
C2 Financial
NMLS #135622
Licensed in CA & MD | This licensee is performing acts for which a real estate license and mortgage lender license is required. C2 Financial Corporation is licensed by the California Department of Real Estate, Broker # 01821025; Maryland Commissioner of Financial Regulation; NMLS# 135622. Loan approval is not guaranteed and is subject to lender review of information. All loan approvals are conditional and all conditions must be met by borrower. Loan is only approved when lender has issued approval in writing and is subject to the Lender conditions. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. C2 Financial Corporation is an Equal Opportunity Mortgage Broker/Lender. The services referred to herein are not available to persons located outside the state of CA and MD. C2 Financial Corporation has the ability to broker VA loans based on their relationship with VA approved lenders. C2 Financial Corporation is not acting on behalf of or at the direction of HUD/FHA or the VA.
By submitting any forms on this page or website and providing your mobile number, you are opting in and consent to receive text messages at the number provided, including messages that may be marketing or promotional, or for customer support. Messages may be automated or sent by an autodialer. Message and data rates may apply. There is no purchase necessary, and message frequency varies. Reply STOP to cancel and HELP for help. You can view our Terms of Service and Privacy Policy at the links provided.